Counterfactual analysis of Storm Ciarán from an insurance viewpoint

Analyse contrefactuelle de la tempête Ciarán du point de vue de l'assurance

Dixon, Mark ; Dixon, Richard ; Smart, David

Année de publication
2025

Storm Ciarán (2023) led to large industry-wide insurance losses, concentrated in northern France, with a smaller contribution from southern UK. In a simplified application of the full version of CoreLogic's Eurowind? model, we show the impact of latitudinal displacements and amplification of maximum gust windspeeds on insured losses. Northward perturbations shift high gusts from over the English Channel to the UK mainland and areas of high insured exposure, increasing insured losses in the UK and decreasing those in France. Southward perturbations have the opposite effects in both countries.</p>

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